Introduction
NOYAXI operates as a cooperative ride-sharing service under a comprehensive legal framework designed to ensure compliance with applicable laws, protect member interests, and maintain operational integrity. This document outlines the key legal structures, regulatory compliance measures, and governance principles that guide our operations.
Cooperative Principles
NOYAXI is founded on the seven international cooperative principles:
- Voluntary and Open Membership - Open to all persons able to use our services
- Democratic Member Control - Controlled by members who actively participate in setting policies
- Member Economic Participation - Members contribute equitably to capital and control it democratically
- Autonomy and Independence - Autonomous, self-help organization controlled by members
- Education, Training and Information - Providing education and training for members
- Cooperation among Cooperatives - Working together through local, national, and international structures
- Concern for Community - Working for sustainable development of communities
Corporate Structure
Legal Entity
Entity Name: NOYAXI Cooperative Limited
Registration: Registered under the Co-operative and Community Benefit Societies Act 2014
Registration Number: [To be assigned upon registration]
Registered Office: 31 St. Georges Walk, Croydon, England, CR0 1YL
Jurisdiction: England and Wales
Governance Structure
| Governance Level |
Body |
Composition |
Key Responsibilities |
| Strategic |
Board of Directors |
7 elected members |
Strategic oversight, policy setting, regulatory compliance |
| Operational |
Management Team |
Appointed executives |
Day-to-day operations, implementation of board decisions |
| Member |
General Assembly |
All cooperative members |
Major decisions, board elections, constitutional changes |
| Advisory |
Member Committees |
Volunteer members |
Specialised advice on safety, technology, community relations |
Membership Framework
NOYAXI operates with multiple membership categories:
- Driver Members: Independent contractors providing transportation services
- Passenger Members: Regular users of the platform with voting rights
- Community Members: Local organizations and stakeholders
- Investor Members: Entities providing capital investment (limited voting rights)
Regulatory Compliance
Transportation Regulations
Private Hire Licensing
All drivers must obtain and maintain valid private hire driver licenses from relevant local authorities.
- Enhanced DBS checks
- Medical fitness certificates
- Local knowledge tests
- Regular licence renewals
Vehicle Standards
All vehicles must meet strict safety and quality standards.
- Valid MOT certificates
- Commercial insurance coverage
- Vehicle age restrictions
- Regular safety inspections
Operator Licensing
NOYAXI maintains appropriate operator licenses where required.
- Private hire operator licenses
- Public liability insurance
- Record keeping requirements
- Regulatory reporting
Data Protection Compliance
GDPR and Data Protection Act 2018
NOYAXI is fully compliant with UK data protection legislation:
- Lawful basis for data processing established
- Data Protection Impact Assessments conducted
- Privacy by Design principles implemented
- Data Subject Rights procedures established
- Data breach notification procedures in place
- Regular compliance audits and training
Financial Services Compliance
As a payment facilitator, NOYAXI complies with:
- Payment Services Regulations 2017: Authorisation for payment processing
- Electronic Money Regulations 2011: E-money handling procedures
- Money Laundering Regulations 2017: AML/KYC procedures
- Consumer Credit Act 1974: Credit arrangements (where applicable)
Employment and Labour Law
Driver Classification
Legal Status: Independent Contractor Members
Drivers are classified as independent contractors and cooperative members, not employees. This classification is based on:
- Control over working hours and methods
- Ownership of vehicles and equipment
- Financial risk and opportunity for profit
- Ability to work for other platforms
- Cooperative membership and democratic participation
Worker Rights and Protections
Despite independent contractor status, NOYAXI provides:
- Transparent earnings and fee structures
- Democratic participation in governance
- Access to cooperative benefits and support
- Fair dispute resolution procedures
- Professional development opportunities
- Health and safety support
Equality and Discrimination
NOYAXI is committed to equality and non-discrimination in accordance with:
- Equality Act 2010
- Human Rights Act 1998
- Disability Discrimination Act provisions
- Age discrimination regulations
Consumer Protection
Consumer Rights Act 2015
NOYAXI ensures compliance with consumer protection legislation:
- Services provided with reasonable care and skill
- Clear and transparent pricing
- Fair terms and conditions
- Effective complaints handling
- Right to refunds where appropriate
Unfair Trading Regulations
All marketing and communications comply with:
- Consumer Protection from Unfair Trading Regulations 2008
- Business Protection from Misleading Marketing Regulations 2008
- Advertising Standards Authority codes
- Distance Selling Regulations
Insurance and Liability Framework
Insurance Requirements
Driver Insurance
- Commercial hire and reward insurance
- Minimum £1 million public liability
- Comprehensive vehicle coverage
- Personal accident insurance
Platform Insurance
- Professional indemnity insurance
- Cyber liability coverage
- Directors and officers insurance
- General business insurance
Additional Coverage
- Contingent liability insurance
- Product liability coverage
- Employment practices liability
- Business interruption insurance
Liability Allocation
Clear liability allocation between NOYAXI, drivers, and passengers:
- Platform Liability: Technology failures, data breaches, payment processing
- Driver Liability: Vehicle operation, passenger safety, service delivery
- Passenger Liability: Personal conduct, property damage, false information
Dispute Resolution Framework
Internal Resolution Process
- Direct Resolution: Parties attempt direct resolution
- Platform Mediation: NOYAXI facilitates mediation
- Member Committee Review: Independent member committee assessment
- Board Appeal: Final internal appeal to board of directors
External Resolution Options
When internal resolution is unsuccessful:
- Alternative Dispute Resolution: Independent mediation services
- Ombudsman Services: Relevant industry ombudsman
- Small Claims Court: For monetary disputes under £10,000
- Civil Courts: For larger or complex disputes
Arbitration Provisions
For disputes involving:
- Commercial disagreements between members
- Intellectual property matters
- Contractual interpretation issues
- Governance disputes
Binding arbitration may be required under the Arbitration Act 1996.
Intellectual Property Framework
Platform IP Rights
NOYAXI owns and protects:
- Trademark registrations for NOYAXI brand
- Copyright in software and platform code
- Database rights in user and operational data
- Design rights in user interface elements
- Trade secrets and confidential information
Member IP Considerations
Members retain rights to:
- Personal data and information
- Individual business methods and practices
- Personal branding and marketing materials
- Vehicle modifications and customizations
Third-Party IP Compliance
NOYAXI ensures compliance with third-party intellectual property rights through:
- Software licensing agreements
- API usage compliance
- Content licensing for maps and data
- Music and media licensing (where applicable)
Tax and Financial Framework
Corporate Tax Structure
Tax Status: Cooperative Society
NOYAXI benefits from cooperative tax provisions:
- Corporation tax on profits
- VAT registration and compliance
- Cooperative-specific reliefs where applicable
- Member dividend tax treatment
Member Tax Obligations
Driver members are responsible for:
- Self-employment tax obligations
- VAT registration (if threshold exceeded)
- Income tax on earnings
- National Insurance contributions
- Business expense deductions
Financial Reporting
NOYAXI maintains compliance with:
- Companies House filing requirements
- Financial Conduct Authority reporting
- Cooperative society annual returns
- Member financial transparency requirements
International Operations Framework
Cross-Border Compliance
For international expansion, NOYAXI will ensure:
- Local transportation law compliance
- International data transfer compliance
- Tax treaty considerations
- Local partnership and licensing requirements
- Currency and payment regulation compliance
Regulatory Monitoring
Continuous monitoring of:
- Regulatory changes in operating jurisdictions
- International cooperative law developments
- Transportation technology regulations
- Data protection law evolution
Compliance Monitoring and Enforcement
Internal Compliance Program
NOYAXI maintains a comprehensive compliance programme including:
- Regular compliance audits and assessments
- Staff and member training programs
- Compliance reporting and monitoring systems
- Incident response and remediation procedures
- External compliance consultancy relationships
Regulatory Relationships
Proactive engagement with:
- Local licensing authorities
- Transport regulators
- Data protection authorities
- Financial services regulators
- Cooperative sector organizations
Legal Document Hierarchy
Constitutional Documents
- Articles of Association: Fundamental governance rules
- Cooperative Rules: Member rights and obligations
- Board Policies: Strategic and operational policies
- Operating Procedures: Day-to-day operational guidelines
Member Agreements
- Driver Member Agreement: Terms for driver members
- Passenger Terms of Service: Terms for passengers
- Privacy Policy: Data handling and privacy rights
- Community Guidelines: Behavioral expectations
Commercial Agreements
- Payment processor agreements
- Technology vendor contracts
- Insurance policy agreements
- Partnership and collaboration agreements
Last updated: January 2025
This legal framework is subject to regular review and updates to ensure continued compliance with applicable laws and regulations.